Apple Pay is looking for an international launch in 2015 after its widely successful run in the U.S. this year. Based on the reports by The Telegraph, Apple Inc is now under negotiations with some of the biggest banks in the U.K. to discuss the possible implementation of the mobile-based payment scheme. 

The worldwide launch of Apple Pay is deemed as inevitable after the Cupertino-based tech giant declared the U.S. roll out a success, but not all British banks are confident with the idea of using Apple Pay as a payment alternative. The Telegraph mentioned that some of the biggest banks in the U.K. are "uncomfortable with the amount of personal and financial information Apple wants to collect about its customers." Most of the concerns stem from the possible data breech that could happen when Apple collects all the bank and personal information. Yet it is still highly believed that all major banks will not miss the chance of carrying Apple Pay if it becomes available in the market sometime next year. 

Apple CEO Tim Cook unveiled their mobile payment service alongside the iPhone 6 and iPhone 6 Plus smartphones back in September, and was rolled out in the U.S. by October. Apple Pay works by allowing iPhone 6 users to load up their debit or credit card information in their mobile devices. They can complete their purchases by using a wireless microchip at accredited "wave and pay" terminals. Apple gets a small amount after each successful transaction. 

The talks about Apple Pay's international release came after an advisory was posted for an "Apple Pay Intern" at the start of December, stating that the tech giant is "working hard" to bring their cashless payment system in other parts of the world such as Europe, India, the Middle East, and Africa. 

Apple Pay has been adopted by some of the biggest retailers and food chains in the U.S. already, including Nike, Subway, McDonalds, as well as Macy's.